Don’t Forget The Health Insurance Special Enrollment Period


Did you know with the end of open enrollment on March 31st, you may still be eligible to sign up for Health Insurance through the special enrollment period?

With Obama recently citing 8 million sign ups under the new healthcare system, I’m sure not too many people missed out, but in case you did it doesn’t mean you can’t sign up through one of the following qualifying events in your life:

  • Getting Married
  • Having a baby or adopting a child
  • Permanently moving to a new area that has different health plan options. This includes moving to California from another state. This also applies to individuals who are released from jail or prison.
  • You lose your health coverage. For example, you are no longer eligible for Medi-Cal, you lose health coverage through your job, or you have exhausted your COBRA continuation coverage. (Note: Not paying your COBRA premium does not qualify you for special enrollment.)
  • Your income changes so much that you become newly eligible or ineligible for help paying for your insurance. For example, if you are already getting help paying for your insurance premium, and your income goes down, you may be able to get extra help.
  • You applied for health coverage before March 31 and got a denial for Medi-Cal after March 31. If you were incorrectly denied Covered California or Medi-Cal coverage, you can also file an appeal.
  • Your enrollment was wrong, due to the misconduct or misrepresentation of your health insurance company, Covered California or a non-Covered California entity (such as a Certified Enrollment Counselor).


You have 60 days from the time of one of the above events to sign up through the special enrollment period on the state or government websites.

Need help? Talk to us and we can help walk you through the process.

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