Save on Taxes Using an IRA or Roth IRA

Ira vs Roth Ira

After recently purchasing our house, a fixer upper, I know now the struggle… the struggle to want everything done and finished. No more projects no more planning on projects for the house. I know this isn’t realistic, as that day is a long way off. It will be some time before our fixer upper is in a good spot, at least what my wife and I consider a … [Read more...]

A Beginner’s Guide To Avoiding Taxes Now


What if I told you there was a way to avoid paying taxes now, and pay them at a potentially lower rate in the future? Do you think that would be a great thing? Congress thought so when they created savings vehicles that have the possibility to do just that. Yes, I am talking about the IRA, 401(k), 403(b). The idea can be simple. If you … [Read more...]

How’s That Refund Working For You?


It's tax time, if you didn't know already, the time to file your yearly return to the government. Having just completed ours, I was excited to see how close my predication was. It's always a time where most people including myself, hope that they will get a refund. I'm no different, I dislike having to owe the government money, but how big should … [Read more...]

Do You Want Tax-Free Money For Healthcare Cost?

Healthcare cost

We all have healthcare cost. We all hate paying taxes. Why wouldn't you use either an FSA or HSA plan? Let me first paint a picture. Which scenario would you like, it's completely up to you? Scenario 1 Bob is a hard-working family man and makes $100,000 through his employer. He doesn't use an FSA or HSA plan and instead pays for medical … [Read more...]