Is It Worth It To Refinance My Student Loan?

Student Loans

If you have a student loan I'm sure you have seen them recently. The offers that come either in the mail or online, to refinance that loan into one loan through one provider to get an ideal rate. But is it a good idea? Hopefully these two examples will give you a way to think through whether or not it is a good idea to refinance that student … [Read more...]

Weekly Market Update, January 19, 2016

Presented by Nick Bautista, CFP®                                   General market news Financial markets continued to show weakness last week, with concerns centered around geopolitical instability, commodity price deteriorations, corporate earnings, and uncertainty over central bank actions. Sustained volatility in global equity … [Read more...]

Did Experts Predict Correctly? 2015 Edition


We all love making predictions. Maybe it's because they are tiny bets. Think about it for a second. You are watching Survivor and you try to predict the winner. You watch The Bachelor and try to predict the winner. Virtually any show you will try and predict what will happen. We also try and pick the next president, the winner of the football game, … [Read more...]

Weekly Market Update, January 4, 2016

Presented by Nick Bautista, CFP®                       General market news The 10-year Treasury opened 2016 with a yield of 2.29 percent before promptly dropping to as low as 2.20 percent. The 30-year Treasury also dipped from a 3.03-percent open to 2.95 percent in the first few hours of trading. The short end of the yield curve moved as … [Read more...]

Tis’ The Season To Give Charitable Gifts


Face it at the end of the year for some reason we all feel a little happier. Most likely it is all the food we eat, but somehow in December we start thinking of others. Maybe it's this holiday called Christmas ... either way, here are some ideas for charitable giving: Gift that high value stock "But Nick I could never gift that away" gifting … [Read more...]